Español
Payment Options
We accept several forms of payment.
-
- Cash
-
- Money Orders
-
- Credit and Debit Card
-
- Financing
Fees and Costs For Cosmetic Surgery
These fees are only a guide. Each patient is different, and their needs are different. Our fees will be adjusted based on the complexity of your case and the amount of time Dr. Moein estimates your procedure would require.
We can provide definite quotes only after you have been seen and assessed by us.
What Am I Paying For?
The Surgical Scheduling Fee is required to secure a surgical date. Until we receive the fee, we do not guarantee your surgery date. Please do not make travel arrangements until we have confirmed your date.
This fee reserves time for you and prevents another patient from being booked simultaneously. For this reason, the deposit is NON-refundable.
This fee is deducted from the overall surgery fee (the outstanding balance is due no later than three weeks before surgery). If your surgery is scheduled within three weeks, all your fee is due upon booking.
Once our front office has received your Surgical Scheduling Fee, we will provide you with the necessary paperwork and the lab work to complete. We also reserve a hotel room and order special supplies and implants required for surgery. Because these preparation steps take some time, you must pay your Surgical Scheduling Fee as soon as possible. If you do wait, please be aware that we may not be able to obtain the supplies we need or guarantee your surgery date.
Consultation Scheduling Fee
The scheduling fee for a consultation is $100. This one-time fee is fully refundable after your consultation to the same card you made your reservation.
This fee reserves time for you to see us and prevents another patient from being booked simultaneously.
If you cannot attend your consultation, we require two business days' notice to cancel or reschedule your consultation to have your consultation fee refunded.
💳 Planning Your Cosmetic Surgery Investment
Why Financial Planning Matters for Cosmetic Surgery?
Getting cosmetic surgery isn’t just about appearances—it’s about how you feel when you look in the mirror. Whether it’s a tummy tuck, facelift, or liposuction, these procedures are investments in your confidence and well-being. But like any big-ticket purchase, cosmetic surgery demands careful planning.
Think of it like buying a car. Would you walk into a dealership and drop cash without researching, budgeting, or understanding the financing? Probably not. Cosmetic surgery deserves the same thoughtful approach.
Step 1 – Understand the True Cost of Surgery
Base Procedure Costs
Every surgery includes core fees:
-
Surgeon’s Fee – Compensation for the expertise and experience of your cosmetic surgeon.
-
Anesthesia Fee – This varies based on procedure length and anesthesia type.
-
Facility Fee – Covers the use of a certified surgical center like Beverly Century Surgical Center.
Hidden and Supplemental Costs
Just like remodeling a home, there are add-ons:
-
Compression Garments – Required for proper healing after procedures like liposuction or tummy tuck.
-
Post-Op Medications – Including pain relievers and antibiotics.
-
Follow-ups or Revisions – Occasionally needed for touch-ups or optimal results.
Step 2 – Determine What You Can Comfortably Afford
Self-Assessment: What’s Your Budget?
Ask yourself:
-
How much can I afford monthly without compromising essentials?
-
Can I put down a partial payment upfront?
-
Am I financially okay with short-term debt for long-term satisfaction?
Prioritizing Financial Comfort Over Urgency
This isn’t an emergency. Take your time. There’s no need to rush. Smart planning can help you avoid financial stress.
Step 3 – Explore Flexible Financing Options
Why Financing Makes Sense
You don’t need to pay in full. Financing allows you to enjoy your results now and pay over time, often with favorable terms.
Our Trusted Partners
Here’s a breakdown of the top lenders we work with:
| Lender | Loan Range | Credit Type | APR Range | Approval Odds |
|---|---|---|---|---|
| PatientFi | $200–$40,000 | Soft credit check | Personalized | High (75%+) |
| CareCredit | $200+ | Hard credit check | 0–26.99% | Widely accepted |
| Cherry | Up to $50,000 | Soft | Often 0% | 80%+ approval |
| United Medical Credit | $500–$25,000 | Hard | Competitive | Cosigner helps |
| E-Financing Solutions | Up to $50,000 | Soft (prequal) | Varies | Broker access |
| Prosper | $2,000–$50,000 | Hard | 8.99–35.99% | Good for fair credit |
| LendingTree | $1,000–$50,000 | Soft/Hard | 5.99–35.99% | Compare lenders |
How to Compare & Choose Wisely
-
Start with soft check lenders (PatientFi, Cherry, LendingTree)
-
Look for 0% promotional rates
-
Consider total cost, not just monthly payments
-
Use a cosigner if your credit isn’t great
Step 4 – Calculate Monthly Payments
| Example | Amount |
|---|---|
| Procedure Cost | $9,000 |
| Down Payment | $2,000 |
| Amount Financed | $7,000 |
| Interest Rate | ~14.99% APR |
| Loan Term | 36 months |
| Estimated Monthly Payment | ~$241/month |
Step 5 – Consider Smart Budgeting Strategies
Save in Advance
Putting aside $200–$300/month before your procedure builds a strong down payment.
Use a Rewards Credit Card
Some patients opt to pay with cards offering cashback or travel rewards—just make sure to avoid carrying high balances.
Plan Seasonally
Tax refund? Year-end bonus? Use that windfall for your transformation.
Combine Procedures to Save
Doing a tummy tuck and liposuction together? You’ll often save on facility and anesthesia costs.
Step 6 – Schedule a No-Pressure Financial Consultation
What to Expect During the Appointment
You’ll meet one-on-one with our knowledgeable patient coordinator.
Personalized Payment Strategy
We’ll help you navigate:
-
Best financing options
-
Down payment planning
-
Timing your procedure based on your finances
COSMETIC SURGERY FINANCING
Expand your patient base with Cherry Payment Plans.
Enjoy an industry-leading 75% approval rate and save up to 50% on fees.
Experience lightning-fast patient application processing with immediate funding.
Doctors, seize the opportunity to treat more patients efficiently and seamlessly.
ProsperHealthCare Lending is the premier cosmetic surgery financing company in the bariatric surgery industry. With over $5 Billion funded and over 300,000 loan inquiries serviced through their lenders, this is a name and a program you can trust. Whether it's liposuction, a tummy tuck, or a mommy makeover, we can help you with a financing option that works for you.
Here are some benefits you'll receive from a loan from Prosper.
-
- Immediate decisions for loans
under $35,000
- Immediate decisions for loans
-
- Term options out to 84 months
(affordable monthly payments)
- Term options out to 84 months
-
- No collateral required
-
- No prepayment penalties
-
- Fast & easy loan inquiry process
-
- 100% Confidential
Whether you use your health and wellness credit card to pay for deductibles or for treatments and procedures not covered by insurance*, CareCredit helps make the health, wellness, and beauty treatments and procedures you want possible today.
PatientFi partners with healthcare practices to remove cost barriers by offering patients-friendly monthly plans so more patients can say yes to the elective procedures they want.
United Medical Credit
Cherry Payment Plan
Payment options through Cherry Technologies Inc. are issued by the following lending partners: https://www.withcherry.com/lending-partners/. 0% APR and other promotional rates subject to eligibility. For example, a $2,000 purchase may cost $80/month over 24 months at 0% APR, with $80 due at the time of purchase.
Confidence 
Financial Stress 
Enhance your appearance, boost your confidence, and pay later for plastic surgery with Cherry Payment Plans.
Get up to $30,000 with true 0% APR options
No hard credit checks or hidden fees
3 - 60 month payment plans
Ask us about financing your procedure with Cherry!
Book an appointment today!
Pay for a fraction of your treatment cost on the day of your appointment and the rest over time. There's no downside to paying later when you can enjoy financing terms like:
True 0% APR options
No prepayment penalties
Easy payment plans for any budget
Ask our team about paying with Cherry for your next procedure!
Results now. Pay Later.
Unlock your perfect look now and pay later with Cherry Payment Plans.
Applying doesn't hurt your credit score
Pick your monthly payment plan
Start your procedure!
The look of your dreams is closer than you think; apply with Cherry today!
Forget old-school medical credit cards…
Try Cherry's easy, modern financing to match your new, refreshed look.
Apply in under 60 seconds from your phone
Use your funds immediately
Pick a plan and pay it back later
Plastic/cosmetic surgery doesn't have to cost an arm and a leg upfront. Split your costs into smaller monthly payments when you pay later with Cherry!
A premium you deserve premium financing.
Enjoy leading payment terms & a seamless experience with Cherry.
Select from 3 - 60 month plans
Qualify for true 0% APR options
Pay just a fraction of your procedure today
See how much you're approved for by applying with the Cherry link in our bio!
Frequently Asked Questions (FAQs)
1. Can I get approved for financing with bad credit?
Yes—lenders like PatientFi, Cherry, and United Medical Credit work with lower credit scores. A cosigner can also help.
2. Is it better to save up or finance cosmetic surgery?
Both work! Saving reduces interest cost. Financing gets you results faster. Choose based on your comfort.
3. Will financing affect my credit score?
Soft checks won’t. But once you accept a loan (hard inquiry), it may impact your credit temporarily.
4. What’s the best lender for 0% interest?
Cherry and CareCredit offer 0% promotional terms if paid off on time.
5. Can I use HSA or FSA for cosmetic procedures?
Usually not, unless the surgery is medically necessary and documented.
