How to Get Your Breast Reduction Covered by Insurance in Los Angeles

Why is Breast Reduction Medically Necessary?

Breast reduction surgery is often medically necessary for individuals experiencing chronic physical discomfort, such as persistent back, neck, or shoulder pain, skin irritation beneath the breasts, or posture problems caused by the weight of large breasts. It can also significantly improve physical activities and overall quality of life.

How to Get a Breast Reduction Covered by Insurance in Los Angeles


When it comes to costs, breast reduction surgery can vary based on factors like the surgeon's experience and facility fees. It’s important to check with your insurance provider, as many plans may cover part of the surgery if it’s deemed medically necessary.

Moein Surgical Arts is a trusted provider for breast reduction surgeries in Los Angeles, known for its commitment to patient care and satisfaction. Their experienced team ensures that patients receive personalized consultations to address their specific needs and goals while maintaining a focus on safety and successful outcomes.

Features and Benefits of Breast Reduction Surgery

Feature Benefit
Relief from Physical Discomfort Alleviates chronic back, neck, and shoulder pain caused by excessive breast tissue.
Enhanced Quality of Life Boosts self-esteem, improves confidence, and allows for more clothing options.
Improved Posture & Physical Activity Encourages better posture and makes exercise and daily movement easier and more enjoyable.

How Insurance Coverage for Breast Reduction Works?

Insurance providers typically consider breast reduction surgery to be medically necessary when certain clinical criteria are met. These often include chronic symptoms that interfere with daily functioning, such as persistent pain in the back, neck, or shoulders, skin irritation or infections beneath the breast folds, and posture issues directly related to breast size.

Providers may also assess how long the patient has experienced symptoms and whether other treatments (e.g., physical therapy, weight loss) have been attempted first. Most insurance companies require the removal of a specific amount of breast tissue per breast, usually measured in grams, depending on the patient's body surface area. Additionally, documentation of failed conservative treatments, photographs, and a thorough letter of medical necessity are often mandatory.

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UnitedHealthcare Insurance Coverage Guide

Medical Necessity Criteria

  • Macromastia must be the primary cause of a documented functional impairment.
  • Impairments must include at least one of the following:
    • Chronic upper back/neck/shoulder pain
    • Skin conditions (e.g., intertrigo)
    • Shoulder grooving
    • Limitation of physical activities (e.g., overhead lifting)

Documentation Requirements

  • Office notes describing chief complaint, physical exam, and treatment history
  • Ruling out other conditions (EMG, MRI)
  • High-quality color photos (front and lateral views, without bra)
  • Description of functional limitations and grams of tissue to be removed

Use of the Schnur Sliding Scale

  • Body Surface Area (BSA) used to determine minimum resection amount
  • Resection must exceed 22nd percentile for procedure to be deemed reconstructive
  • Example: BSA 1.70 → Minimum 370g per breast (22nd percentile)
  • If resection between 5th and 22nd percentile, subject to further review

Exclusions

  • Liposuction-only procedures
  • Psychological distress without physical impairment
  • Cosmetic motivations

Blue Cross Blue Shield Insurance Coverage Guide

Blue Cross Blue Shield Insurance Coverage Guide

Medical Necessity Criteria

  • Macromastia must cause physical impairment
  • Documented failure of conservative therapies
  • Examples of covered impairments:
    • Upper back, neck, or shoulder pain
    • Skin excoriation or intertrigo
    • Grooving from bra straps
    • Postural issues (e.g., kyphosis)

Documentation Requirements

  • Clinical records from treating physician
  • Photographs showing breast size and physical symptoms
  • Failed use of physical therapy, meds, and lifestyle changes
  • Estimation of grams to be removed

Use of Schnur Chart

  • Same criteria as UHC: tissue must plot >22nd percentile to be reconstructive
  • BSA formula: BSA = 0.007184 × W^0.425 × H^0.725

California-Specific Requirement

  • In California, insurers like Blue Cross Blue Shield must review all breast reduction requests for medical necessity, not cosmetic intent, under state mandate.

Meets UHC Criteria for Medically Necessary Breast Reduction

From the Consultation Report:

  • History of symptoms lasting years
  • Functional limitation due to macromastia
  • Failed attempts at medical management
  • Examination showed grade III breast ptosis, shoulder grooving, rashes
  • Breast reduction proposed as last resort for medical improvement
UnitedHealthcare Insurance Coverage Guide

Meeting Documentation Requirements (per UHC Guidelines):

  • Documentation includes detailed H&P
  • Conservative treatments attempted and failed
  • Photographs and physician assessment available
  • Projected removal exceeds 600g

This patient meets all the conditions laid out in UnitedHealthcare's Coverage Determination Guidelines: physical exam documentation, conservative therapy, photographic evidence, and estimation of resection weight.

Breast Reduction for Severe Macromastia – Clinical Case

Patient Profile:

  • 46-year-old woman with severe macromastia
  • BMI: 28; Height: 5’3”; Weight: 160 lbs
  • Diagnoses: Breast hypertrophy (ICD-10 N62), Shoulder pain (M25.519), Cervicalgia/neck pain (M54.2)

Symptoms and History:

  • Longstanding upper back and neck pain
  • Inframammary rashes (intertrigo)
  • Grooving from bra straps
  • Impairment in lifting, bending, and overhead movement
  • Failed therapies: 4 months of physical therapy, chiropractic treatment, NSAIDs, support bras, weight loss

Operative Summary (from operative report):

  • Wise pattern breast reduction using central/inferior pedicle
  • Removal of ~600g per breast
  • No complications; patient stable post-op
  • CPT Code: 19318

This patient clearly met the clinical and surgical thresholds often used by insurance companies. Conservative treatment had failed, functional impairment was documented, and over 600g of breast tissue was removed per side, aligning with most insurers’ reconstructive thresholds.

Expert Credentials and Trustworthiness (E-E-A-T)

Dr. Babak Moein is a board-certified cosmetic surgeon with extensive training in both cosmetic and reconstructive surgery. He is a member of the American Society of cosmetic Surgeons and holds certifications from prestigious medical boards. Dr. Moein has received multiple accolades for his surgical excellence and patient-centered approach, earning recognition across Southern California.

Located in the heart of Los Angeles, Moein Surgical Arts is easily accessible for patients throughout Southern California. Whether traveling from Beverly Hills, Santa Monica, or surrounding areas, patients benefit from a central location with easy parking and transportation options.

Extensive Experience in Successful Insurance-Covered Breast Reductions

Dr. Moein has years of experience helping patients not only achieve transformative surgical results but also navigate the complexities of insurance approval. This extensive background in both medical necessity cases and cosmetic enhancement ensures a well-rounded approach tailored to each individual’s needs.

Using the latest in surgical innovation and minimally invasive techniques, Dr. Moein prioritizes both patient safety and aesthetic outcomes. His methods reduce scarring, shorten recovery periods, and deliver balanced, natural-looking results that align with each patient’s body structure and goals.

Final Thoughts: How to Get a Breast Reduction Covered by Insurance

Are you ready to take the next step toward a healthier, more comfortable life? Contact Dr. Moein today to begin your breast reduction journey and get expert help navigating the insurance approval process.

📞 Call us at 310-845-8020📩 Email us through our contact form
💬 Schedule a confidential consultation with Dr. Moein now.

Let us help you restore confidence and improve your quality of life with a procedure that’s both transformative and potentially covered by insurance.

Final Recommendations

  • Work with an experienced surgeon familiar with insurer guidelines
  • Gather documentation over 3–6 months minimum
  • Prepare high-resolution photos and detailed H&P
  • Include projected gram removal using Schnur chart to prove necessity
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